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Important Notices

Presented by: Oregon Pacific Bank Trust and Wealth Management Department
This informational presentation is for Florentine Estates residents and their families. It is not a sales presentation, no reservations are required.
It is common knowledge that the United States population is aging. As the population continues to age, the incidence of financial abuse continues to increase. In this presentation, you will learn who are most susceptible to elder financial abuse as well as the most likely perpetrators. You will also learn to identify the many forms of financial abuse as well as common warning signs. Other topics to be discussed are the “red flags” of diminished capacity, undue influence, and disability planning – including financial powers of attorney. You will leave this presentation with a better understanding of what protective actions you can take now to prevent financial exploitation in the future.
Presenters: Jay Boelter, Senior Vice President of Trust and Wealth Management, Oregon Pacific Bank, Florence
Kelly Ford, Florence Estate Planning and Elder Law Attorney
Date: April 20, Time: 2:00 PM to 3:00 PM
Place: Florentine Room
Lite snacks and refreshments will be served
Click the links below to view the letter and new recycle flyer from CTR
(LETTER)               (FLYER)
Telephone Scams/Solicitations
Over the last several months the office has heard from different residents regarding calls they receive from solicitors. Some appear to be legitimate others obvious scams. The office has no way of knowing what is a scam or legitimate for certain. 
So I have done a bit of looking online and found the following information from the Federal Trade Commission website (Click here to view). The consumer information available here is very informative and easy to read. It outlines several different things to look for and questions to ask when you receive a call you might believe to ba a scam. The site also has a link to file a complaint online with step by step questions. There is also a number to call, 1-888-382-1222.
Lately there have been several inquiries regarding emails and post cards asking residents to join "Nextdoor Florentine Estates". This is in no way associated with Florentine Estates HOA. It is a company soliciting members to join a "social network" similar to Facebook. They get your email and addresses from others who have signed up with them. They can do this because when you click the check box to agree to their conditions and terms you agree to give them access to your email contacts and the use of your name and street. They then send out emails to people in your contacts and use your name to send out post cards in your surrounding area.
"Nextdoor" is a legitimate company not a scam. They are trying to build "neighborhood networks" However, they ask for quite a bit of access to your private information and use it for self-promotion. I have attached a link below to view a sample of what they send out.
I would also keep in mind that anything they offer can be accomplished by using our Florentine Estates Face Book page without all of the "opt-ins" associated with them. (Click here for Face Book link)
Again, the company seems to be legitimate. It is your choice to join or not. But ask yourself if you want to share your personal information with them. I would also encourage everyone to read the terms and conditions  before clicking the agree box for anything on the internet.